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With baccarat side bets explained, we will now dive into the different types. For starters, not all
With baccarat side bets explained, we will now dive into the different types. For starters, not all baccarat
games offer side bets. Furthermore, side bets that are available at one table may not be available at another.
You may actually be familiar with some of these baccarat side bets from playing other casino games.
When you are going through these side bets, be sure to consider the third card factor. This is because not all
baccarat hands will see a third card. If you place a side bet that requires a third card, then you will
automatically lose your ante if a third card doesn’t appear.
Let’s start this introduction to side bets by examining some of the easier-to-understand baccarat side bets.
Bellagio Match
This popular side bet offers a payout of 68:1 and 75:1 depending on whether you bet on the Player or
Banker. With such an attractive potential return, it’s a popular side-betting option.
src="/build/images/side-bets/bellagio-match.jpg" alt="Bellagio Match side bet in baccarat."
width="600" height="340" loading="lazy">
You win a Bellagio Match bet when you correctly predict that either the Banker or Player hand will
contain three of a kind. If you wager a Bellagio Match on the Player’s hand, the house edge is 5.27%,
while wagering on a Bellagio Match for the Banker comes with an 8.57% house edge.
Perfect Pair
What is a Perfect Pair in baccarat? Perfect Pair is one side bet that many blackjack Players will be
familiar with. The idea is to wager on either the Banker or the Player to receive a suited pair for
their first two cards. Accomplishing this feat pays 25 to 1.
src="/build/images/side-bets/perfect-pair.jpg" alt="Perfect Pair side bet in baccarat." width="600"
height="340" loading="lazy">
Suited 3-Card 8
This type of side bet is pretty self-explanatory. This wager involves staking a bet on the Banker or
Player to score an 8 with three suited cards. For example, an A, 2, and 5 of clubs would do the trick
and earn you a 25 to 1 payout.
alt="Suited 3-card Eight side bet in baccarat." width="600" height="340" loading="lazy">
Coincidentally, there is also a Double-Suited 3-Card 8 in which both the Banker and the Player receive
3-card 8s. This pays a whopping 200 to 1.
Now, let’s check out three of the most popular second-format side bets.
Royal Match
With a Royal Match side bet, you’re wagering on either the Banker or Player receiving a King and a Queen
as their first two cards.
alt="Royal Match side bet in baccarat." width="600" height="340" loading="lazy">
If those cards are unsuited, the bet pays out 30 to 1. If the King and Queen are suited, you earn a
windfall of 75 to 1. This bet comes with a fair house edge of 2.13%.
Either Pair
You don’t need to worry about suits with an Either Pair side bet. To win this bet, you need either the
Player or the Banker to receive any pair in their first two cards.
src="/build/images/side-bets/either-pair.jpg" alt="Either Pair side bet in baccarat." width="600"
height="340" loading="lazy">
This earns a payout of 5 to 1, although the house edge is quite high at 13.71%. It’s one way of baccarat
betting both sides.
First Two Player/Banker Cards Same Suit
If you want to know how to bet baccarat both sides, try this bet. If you do, the first two cards of
either the Player’s hand or Banker’s hand must be suited.
src="/build/images/side-bets/first-player-banker-cards-same-suit.jpg"
alt=">First Two Player or Banker Cards Same Suit side bet in baccarat." width="600" height="340" loading="lazy">
The baccarat side bet odds and payouts change as the number of cards in the
shoe decreases. As such, they vary.
Like roulette, baccarat offers bets that strictly relate to the color of the cards. Perhaps the two most
popular color-based baccarat bets looked up at Baccarat.Wiki are All Red/All Black bets and Color in
Majority bets. Let’s break them down.
All Red/All Black
A standard deck of playing cards has four suits. Clubs and spades are black, while hearts and diamonds
are red. When you place an All Red/All Black wager on the Banker or the Player, you need the one you bet
on to either receive all black cards or all red cards.
src="/build/images/side-bets/all-red-all-black.jpg"
alt="All Red or All Black side bet in baccarat." width="600" height="340" loading="lazy">
Suits don’t matter. They just have to be the same color.
Color in Majority
A Color in Majority bet is not as common as some other side bets, but it is one of the more interesting
ones. It is simply wagering on whether there will be more red cards, more black cards, or an equal
number of red and black cards dealt in a round.
src="/build/images/side-bets/color-in-majority.jpg" alt="Majority Color side bet in baccarat."
width="600" height="340" loading="lazy">
The interesting aspect of these bets is that a winning bet on More Red Cards pays out 1.5 to 1, while
More Black Cards pays slightly higher at 1.53 to 1. Why? Who knows because the probabilities and number
of combinations are identical. Meanwhile, a winning bet on Equal Red and Black Cards returns at a rate
of 2.87 to 1.
Now we will dissect a few bets that are based on the number of cards that are dealt in a round.
3-Card Six
The 3-Card Six side bet is typically offered in No-Commission Baccarat games. With this wager, you win a
100 to 1 payout if both the Banker and the Player score six using three cards each.
src="/build/images/side-bets/3-card-six.jpg" alt="3-card Six side bet in baccarat." width="600"
height="340" loading="lazy">
If only one of them does it, you still earn a payout of 8 to 1.
4-5-6
4-5-6 baccarat side bets offer three betting options. You can wager on 4 cards appearing for a potential
return of 1.5 to 1. A successful wager on 5 cards appearing pays 2 to 1, as do bets on 6 cards being
played. It doesn’t matter if they are number cards or face cards.
src="/build/images/side-bets/4-5-6.jpg" alt="456 side bet in baccarat." width="600"
height="340" loading="lazy">
With 6 Decks:
With 8 Decks:
Total Points Over/Under 9.5
This type of bet is the same as betting on the Over/Under in sports. It’s simple. You can bet that the
combined point total of the Player and dealer hands is either more than 9.5 points or less than 9.5.
alt="Total Points Over or Under 9.5 side bet in baccarat." width="600" height="340" loading="lazy">
If you bet the Under, then you need to have the total come in at 9 or less. If you bet the Over, then you
need both hands to combine for 10 or more points.
Total Points Odd/Even
This one is straightforward. You can bet on the combined hand total to be an odd number, or you can bet
on it being an even number.
alt="Total Points Odd or Even side bet in baccarat." width="600" height="340" loading="lazy">
Like some other baccarat side bets, the odds are adjusted as the number of cards in the shoe decreases.
Here is the breakdown of Odd/Even baccarat bets. Take note of the number of combinations and
probabilities, as they surprisingly aren’t the same for both bets.
Big and Small
Betting on Big and Small in baccarat offers two options, which are, well, Big and Small, obviously. A
Small comes in when the total number of cards dealt equals four. In other words, a round that doesn’t
see either hand take a third card. A Big prevails when the total number of cards dealt in a round is
either 5 or 6.
alt="Big and Small side bet in baccarat." width="600" height="270" loading="lazy">
The payouts will vary depending on which provider’s version you play. A Small generally pays between 1.34
to 1 and 1.5 to 1, while Big payouts usually range between 0.48 to 1 and 0.52 to 1.
Progressive
Some baccarat games offer progressive jackpots on certain side bets. For instance, software developer
Playtech offers a baccarat version that has a progressive jackpot that Players can win by scoring 9
points using a suited A and 8. Different variants that offer progressive side bets have different
requirements. For example, Playtech baccarat offers a 10,000x return on a Player suited Ace and 8 and
Banker suited Ace and 8.
alt="Progressive side bet in baccarat." width="600" height="340" loading="lazy">
Sum Bonus
A Sum Bonus bet is based on the number of combined points that are tallied. You can bet that the combined
total score of both hands is 5 or less or 14 or more.
src="/build/images/side-bets/sum-bonus.jpg" alt="Sum Bonus side bet in baccarat." width="600"
height="340" loading="lazy">
You can also wager on a variety of other card combinations, as described below.
Our tutorial has already touched on a few points-based side bets, so let’s dive a little deeper into those.
Double 8
A Double 8 occurs when both the Player and the Banker score 8 points in their respective hands. A winning
Double 8 bet pays 15 to 1.
Lucky 8
With a Lucky 8 wager, you are betting on either the Banker or the Player to win the hand by exactly 8
points. If you win, you’ll receive a payout of 4 to 1. The house edge for a Player Lucky 8 is 13.65% and
it’s 16.6% for Banker Lucky 8 bets.
Unlucky 8
This is the opposite of a Lucky 8 bet. Instead of wagering on one of the hands to beat the other by 8
points, you are betting on one of the hands to lose by exactly 8 points.
Big Tiger
Usually only found in no-commission baccarat games, a Big Tiger side bet is a wager on the Banker to win
with a 6-points hand made with three cards.
Small Tiger
This is very similar to a Big Tiger. The only difference is that the Banker must make his six points
using two cards.
Kill the Ox/Tiger
To win a Kill the Ox or Kill the Tiger bet, you need one of two things to happen. Either the Player hand
has a three-card 6 and ties or loses, or the Banker has a three-card 7 and ties or loses. A correct
prediction nets you a 30 to 1 return.
Ox 6
This one is simple. You win an Ox 6 bet when you wager on the Player’s hand to win with a three-card
score of 6. This bet offers an attractive payout of 40 to 1.
Super 6
What is Super 6 baccarat? Super 6 bets are normally exclusive to no-commission baccarat games, and they
are side bets in which you need the Banker to score a total of 6 and win.
src="/build/images/side-bets/super-6.jpg" alt="Super Six side bet in baccarat." width="600"
height="340" loading="lazy">
This earns a 12 to 1 payout. This is not to be confused with a Lucky 6 baccarat bet which requires the
Banker to score a 3-card six.
Lucky Bonus
Lucky Bonus is used in some baccarat variants to describe the above-mentioned Super 6 sidebet.
src="/build/images/side-bets/lucky-bonus.jpg" alt="Lucky Bonus side bet in baccarat." width="600"
height="340" loading="lazy">
The two differences are the 18 to 1 payout and that you can only place a Lucky Bonus bet if you have also
bet on the Banker.
Dragon 7
To win this baccarat side bet, the Banker must win by scoring 7 points using three cards.
src="/build/images/side-bets/dragon-7.jpg" alt="Dragon Seven side bet in baccarat." width="600"
height="340" loading="lazy">
This hauls in a 40 to 1 return.
Dragon Bonus
Winning a baccarat Dragon Bonus side bet requires the Player to win the round by a certain margin with a
natural 8 or 9. If the Player has a natural 9 and the Banker hand is worth three points, then that’s a
winning margin of 6 points.
alt="Dragon Bonus side bet in baccarat." width="600" height="340" loading="lazy">
The point differential determines the payout as follows:
Matching Dragon
A Matching Dragon bet sounds a little complicated, but it isn’t. The idea is to have the combined Banker
and Player hands contain matching cards.
alt="Matching Dragon side bet in baccarat." width="600" height="340" loading="lazy">
For example, the Banker hand is K, 3, 4 while the Player hand is K, 4, 4. We don’t just have three 4s,
which is a winner, but we also have two Kings. The payout depends on the number of matching cards.
Panda 8
Another easy bet that merely requires a wager on the Player to score 9 points using three cards.
src="/build/images/side-bets/panda-8.jpg" alt="Panda Eight side bet in baccarat." width="600"
height="340" loading="lazy" >
A winning Panda 8 bet provides the bettor with a 25 to 1 return.
Here, we have a collection of other specialty propositions for baccarat.
5 Treasures
5 Treasures is actually a group of the five baccarat side bets, which are:
Fortune 7: Bet on the Banker hand to win with a 3-card score of 7. This pays 40 to
1.
Golden 8: This 25 to 1 bet comes through when the Player Hand scores 7 points with
3 cards.
Blazing 7s: You win this baccarat side wager when the Banker hand and the Player
hand both score a 7 using the same number of cards. This one has an enormous return of 200x if both
hands have three cards and 50x if both hands are made using two cards.
Heavenly 9: This bet wins if the Player hand or the Banker hand scores a 3-card 9.
This pays out 10 to 1 if one hand does it and 75 to 1 if both do.
Cover All: A Cover All bet wins and pays out 6 to 1 when any of the above-mentioned
5 Treasures bets win.
Lucky 6
The Lucky 6 side bet in commission-free baccarat pays 12 to 1 on a 2-card Banker total of six and 23 to 1
on a 3-card Banker total of six.
Lucky 99
There are three ways to win a Lucky 99 baccarat side wager. The first way is having the Player hand score
a natural 9. This pays out 2 to 1. If the Banker scores a natural 9, then the wager pays out 5 to 1.
Both sides hitting natural nines would result in a payout of 25 to 1.
Duo Bao
Duo Bao is a baccarat side bet that is popular in many Asian countries. With this bet, you essentially
use the two hands to make poker hands like three-of-a-kind, straights, and flushes. While you won’t win
with one or even two pairs, nine other hands can net you a nice windfall.
src="/build/images/side-bets/duo-bao.jpg" alt="Duo Bao side bet in baccarat." width="600"
height="340" loading="lazy">
By the way, it does not matter how many cards are dealt. You just have to make one of the following hands
using an 8-card deck:
Rabbit Play
Rabbit Play is two side bets. A Rabbit Play bet on the Player comes with an 8.07% house edge, while
Rabbit Play bets on the Banker have a 9.31% edge.
src="/build/images/side-bets/rabbit-play.jpg" alt="Rabbit Play side bet in baccarat." width="600"
height="340" loading="lazy">
The idea is for your preferred hand to have trips and pairs in them. Payouts are as follows:
Let’s look at a few of the most popular baccarat side bets that are related to ties and specific outcomes.
Quik
A Quik bet is determined by the combined point total of the Player and Banker hands. So, if the Player
hand has 5 points and the Banker’s has 7, then that’s a total of 12 points. Let’s look at the payouts.
Egalite Bets
Egalite Bets are popular in the UK, and they are specific to ties. For instance, you can bet on the hand
to end in a 7-7 tie. If you win, that’s a 45 to 1 payout. If you correctly predict a 1-1 draw, then that
pays 215 to 1. Here are all of the possibilities.
Tie Bonus
This baccarat side bet is only available in a few games, and it also relates to ties. Payouts depend on
the number of cards dealt and how many points each hand ties with. However, the cool thing is that you
win even if you miss by 1.
Egalite Extra Bonus
These bets allow punters to wager on specific ties. Some of the payouts are a bit different than those
offered in Egalite bets, but if the round does not end in a draw, then you lose your stake.
This section describes baccarat side wagers that are tied to winning sides and outcomes.
3 Card Wins
Simply wager on either the Dealer or the Player hand to win with 3 cards. If you bet correctly on the
Player hand, the return is 4 to 1, while winning Banker hands pay 5 to 1.
3 Giving 8
This side bet is offered in some casinos and it pays at a rate of 200 to 1 when the Banker’s 2-card
starting hand has a value of 3 and the Player’s hand draws a third card for a hand total of 8.
Winning side and Total
These are essentially parlay bets in which you must correctly predict which side has the winning hand and
what that hand was worth. Here is a breakdown.